Transportation Factoring

Viva Capital Funding gives transportation companies access to cash quickly. When working with a factoring company, like Viva Capital Funding, we can help your business immediately receive payment for loads that have been delivered within 24 hours.

Freight Factoring Process

  1. Deliver the load to your customer
  2. Submit a copy of the invoice, confirmation and the bill of lading or proof of delivery to verify the work has been completed.
  3. Viva Capital Funding purchases those invoices and advances 90-100% of their face value.
  4. We collect payment on the invoices from your customers

Benefits of Working with Us

Whether you have accounts receivables for a long-standing contract or a one-time event, we can get you fast funding to keep your fleet moving. We factor a wide range of trucking companies across the country with the following benefits:

Low rates: As low as 0.75% for qualifying clients. And, yes, our rates can be prorated

High advances: Up to 100% advance

Fuel cards: Get better fuel pricing and cost control with 24/7 Fuel Cards

Quick setup time: We will set up your account seamlessly

Quick funding: Same-day funding

Expanding Opportunities: Ability to quickly expand factoring lines as your company’s needs grow

Additional Services: Debtor Credit checks and Collection services

Customer Portal: Customer Account Portal for simple 24/7 account access/monitoring

Seasonality Services: Viva Capital Team will work with you to manage seasonality (ups and downs)

Trucking Factoring Advantages

Viva Capital can provide fast cash to small and medium-sized freight companies. Through factoring, carriers can easily secure the financing needed for fuel, repairs, operations and payroll without having a long-term commitment or burdening the company with unnecessary debt.

  • Recourse and non-recourse freight factoring programs
  • Fast payment (Hours not Days)
  • Credit checks before taking on loads
  • Fuel discount cards
  • Fuel advances
  • Low factoring fees
  • No minimum volume requirements
  • Funding from copies
  • After-hours fuel credit
  • 24/7 online access
  • Customer service team dedicated to your account

Factoring is a great solution for transportation owners, operators and startup trucking companies. Factoring a freight invoice is based on your client’s credit and ability to pay their bills, since they are going to be making the payment. This means your business size, credit, and financial history won’t impact your ability to factor!

Freight bill funding can help you get access to cash quickly, which in turn, allows you to focus on other important parts of your business including:

  • Hiring drivers
  • Repair or replace an engine
  • Make a down payment
  • Pay taxes, registration fees, or insurance premiums
  • Maintenance
  • New equipment

Why Viva Capital?

There are a lot of factors that go into a business deciding what third-party financier to choose. You should go with the company that appreciates the daily challenges and opportunities of your business. We strive to make the process as simple as possible. We get you funded quickly and handle all your back-office collection needs. We understand that you and your team are focused on getting your trucks on the road and may not have time to spend in the office dealing with your receivables. Collections can be time consuming and expensive. Viva Capital Funding will support your business by providing the financing you need while you focus on growing your business.

Contact us today to learn more!

Testimonials.

Viva Capital has made processing invoices and receiving our funds a simple process with many added value services. Their simple funding process has positively impacted our business and accelerated my company’s cash flow cycle. The Viva Capital Team has worked to understand my business and provide great customer service. Especially David and Teresa!

Mark M. | Transportation | Michigan

Turn your invoices into immediate cash.

Have a Question?

Please submit the contact form and one of our representatives will get back to you as soon as possible.
For immediate assistance, please call 915.859.8900

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