Staffing Invoice Factoring

Between lengthy waits for client payments and inconsistent cash flow, staffing factoring has increasingly become a critical lifeline for the industry. As a leading factoring company, Viva has been supporting staffing firms for decades. We can affordably accelerate your cash flow to ensure you retain top talent and grow, all while providing the kind of white glove service your firm and clients deserve.

Staffing Factoring

In addition to traditional factoring company services, Viva’s offerings for staffing firms include an experienced and dedicated team to accelerate your billing and collections process, so your operations run smoothly and assistance is always close at hand. Whether your firm is small or you’re taking on large clients, have an occasional cash flow shortfall that might otherwise threaten critical payments like payroll, or you qualify for volume discounts, our team will work with you to create a custom solution, complete with a transparent quote and competitive rate.

Payroll Funding

Paying staff on time everytime is essential for any business, but in the staffing industry, delayed payroll can cost you your greatest asset: talent. Slow-paying clients put the lifeblood of your staffing firm at risk by leaving you without the working capital you need. Ensure a consistent revenue stream and rapid payroll funding with Viva’s factoring services.


Staffing Factoring Process

  1. Send your talent to work.
  2. Submit a copy of the invoice. 
  3. Viva purchases the invoice and advances up to 100% of the face value.
  4. We collect payment on the invoice from your client, making it easy and delighting them with great service.


Benefits of Using Our Staffing Invoice Factoring Services

Our experience spans across a wide variety of industry niches, from security guard companies through IT consulting companies, general staffing businesses, and more. Whether you’re considering factoring as a short-term solution or want to accelerate your cash flow indefinitely, working with Viva Capital is a great way to raise profit margins, ensure rapid payment, and structure a constant revenue stream.

  • Low Rates: Keep more money in your business with competitive rates starting at just 0.75% for qualifying clients and can be prorated. 
  • High Advances: Get advances up to 100%.
  • Fast Funding: Receive your advance on the same day to accelerate cash flow even more.
  • Easy Qualification: Most staffing companies will qualify regardless of credit or time in business.
  • Quick Start: Begin factoring right away with our streamlined setup process.
  • 24/7 Account Access: Check out your account anywhere anytime through your Customer Account Portal.
  • Seasonality Services: Navigate seasonal swings with ease using our seasonality services.
  • Additional Services: Take advantage of value-added services such as debtor credit checks, billing and collection services.


Staffing Factoring Advantages

Easily secure the funding needed for payroll, payroll taxes, office supplies, and more.

Viva Capital provides fast cash to small and medium-sized staffing companies. Through factoring, staffing firms can easily secure the funding needed for things like payroll, payroll taxes, and office supplies without taking on debt or getting tied down in long-term commitments.

  • Specialized staffing factoring programs
  • Quick payment (get paid in hours)
  • Credit checks before deploying talent
  • Low factoring fees
  • Flexible volume requirements
  • 24/7 account access
  • Dedicated customer service team that knows your account


Free yourself to focus on all the other things a busy staffing firm needs.

Factoring with Viva is a smart choice for staffing companies of all types. Factoring a staffing invoice is based on your client’s credit and their ability to pay, since they’re the ones making the final payment. That means your credit, financial history, and business size will not impact your ability to factor!


With your cash flow concerns solved, you’re free to focus on:

  • Hiring and retaining talent
  • Attracting larger accounts
  • Managing payroll
  • Paying payroll taxes
  • Purchasing office equipment 
  • Expanding your operations


Why Viva Capital?

We work quickly and efficiently because we know that’s what your line of work requires. If you have to fill a request for talent, but your last client hasn’t paid, you need immediate working capital to meet their demands. That’s where Viva Capital comes in. You keep the economy running with a constant infusion of eager workers. Let us keep your company running with a continuous flow of capital.

If you are considering staffing factoring and would like to hear more about all our benefits, contact Viva Capital Funding today!


Viva Capital has provided the flexibility we needed to continue to invest in our business. The enrollment process took a fraction of the time that a traditional commercial bank would have taken allowing us to leverage our account within days not weeks. Being in the staffing industry, balancing longer customer payment cycles with short payroll cycles makes balancing our cash flow our most important need. Viva Capital allows us to meet this demand with their next day payment option. I would recommend that any professional services organization meet with Viva as an alternative to traditional lending options.

Jeff D. | Staffing | National

Turn your invoices into immediate cash.

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For immediate assistance, please call 915.859.8900

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