James (“Jim”) T. Garcia – Founder and Chief Executive Officer; Partner

James T. Garcia founded Viva Capital Funding, Inc. in 1999. Viva Capital Funding has established itself as the leading Factoring option for transportation companies throughout the Southwest.

In 2017, Jim strategically added four new partners to continue to expand and diversify Viva Capital Funding.  The combination of Jim’s experience and the company’s commitment to excellence separates Viva Capital Funding from its competitors and sets Viva Capital Funding up for growth into the next phase of the company. Prior to starting Viva Capital Funding, Jim worked for several Fortune 500 companies for over 25 years and held various positions in finance and manufacturing. During this time, he acquired extensive knowledge and experience in business finance, accounting, and management.  Jim leveraged this experience and pursued his entrepreneurial spirit having invested in and operated companies in the finance, transportation, real estate, and manufacturing industries.  He received a BBA in 1974 and an MBA in 1982 in Accounting and Finance from the University of Texas at El Paso. 

Teresa Del Real – Chief Operations Officer; Partner

Teresa del Real is a seasoned financial executive with over 25 years of financial and manufacturing experience in El Paso, TX and Juarez, Chihuahua, Mexico.

She has been in charge of running the day to day operations of Viva Capital Funding since 2007.  Teresa has extensive knowledge of reputable shippers and freight brokers in the transportation industry. She has differentiated herself from the competition by building her experience utilizing credit agencies ensuring our clients deal with reputable companies and minimize chargebacks ultimately avoiding losses. Prior to joining Viva Capital, Teresa worked for several Fortune 500 companies for over 20 years. Teresa earned her BBA in 1989 and her Masters in Accounting and Supply-Chain Management in 1991 from the Instituto Technologico de Cuidad Juarez, Chihuahua.

Greg DiDonna – President; Partner

As President of Viva Capital Funding, Greg is responsible for strategic planning and overseeing implementation of the Viva Capital Funding commitment to customer service and growth.

Greg brings 20 years of banking, finance, and real estate experience to Viva Capital Funding. Prior to joining Viva Capital Funding as a partner in 2017, Greg was Executive Vice President at Capital Bank in El Paso leading the commercial banking team including the Healthcare, Commercial & Industrial, Real Estate, and Treasury Management business segments. Under his leadership, the commercial banking team achieved over 20% annual growth each year and established Capital Bank as one of the fastest growing community banks in Texas from 2012 to 2016. Greg’s experience also includes eight years in the banking industry in Phoenix, Arizona where he was awarded Southwestern Business Development Finance Corporation - Banker of the Year three (3) times. Greg earned his Bachelor of Arts at the University of North Carolina-Chapel Hill.

Armando Armendariz – Director of Business Development; Partner

Armando brings over 15 years of experience in banking, finance, and business entrepreneurship to Viva Capital Funding. As Director of Business Development, Armando is responsible for new business development, establishing referral partner relationships and managing Viva’s sales team.

Prior to Viva Capital Funding, Armando was Vice President at Capital Bank leading the Commercial and Industrial segment.  During his tenure at Capital Bank, Armando was an integral part of helping the Bank achieve the status of being named one of the fastest growing community banks in Texas from 2012 to 2016.  Capital Bank was part of a group of banks with $2 billion in assets, prior to a merger that occurred in 2017.  Armando graduated from The University of Texas at El Paso in 2005 with a Bachelor of Science in Finance and a Master of Science in Finance in 2008.

David Ortwein – Director of Operations; Partner

David brings over 18 years of experience in financial services and real estate. As Director of Operations, David is responsible for overseeing the account management team, debtor collections, invoice reporting, and company processes to ensure a continued focus on the customer’s experience. 

David was previously Senior Vice President at Capital Bank and led the Homebuilder and Commercial Real Estate Finance business segments.  David was successful building this platform by handling a high volume of transactions for the top ranked production homebuilders in the Southwest.  David’s focus on customer service and efficiency led his team to exponential growth in housing units financed year over year.  David’s past experience includes working for two Fortune 500 companies including PricewaterhouseCoopers’ Financial Advisory Service team.  David earned his Bachelor of Arts from Southern Methodist University and his MBA from the Thunderbird School of Global Management.

Michael Marshall – Director of Finance; Partner

In his role as Director of Finance of Viva Capital Funding, Michael is responsible for the development and implementation of Viva’s financial strategy, and for the day-to-day management of the company’s performance, budget and risk profiles.

Prior to joining Viva Capital Funding in 2017, Michael was Assistant Vice President at Capital Bank where he focused on the note receivable and private lending segments. Michael’s experience also includes time served as a Legislative Assistant to Speaker of the House of Representatives John Boehner overseeing Finance and Homeland Security policy. Michael earned his Bachelor of Arts degree from Stanford University.

Have a Question?

Please submit the contact form and one of our representatives will get back to you as soon as possible.
For immediate assistance, please call 915.859.8900

Fields marked with (*) are required.
First Name *
Last Name *
Attach File
Email *
Phone Number *
Message *