Viva Capital
Factoring Services

Whether you need money for payroll, fuel advances, or working capital, it's often best to sell your invoices and leave the collecting process to us. That’s what we’re here for.

There are plenty of reasons why selling invoices over to a factor make sense. The fact that you can put cash back into your company immediately is just one of them.

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At Viva Capital, we know experience is invaluable in any business. We’ve funded a large variety of companies over the past 20 years, and we know the difficulties that come with starting and growing a business.

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Why factor? You need cash to keep your business running. Instead of waiting for a customer to pay, let Viva Capital provide you with working capital to fill your new orders.

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About Viva Capital

Viva Capital Funding was founded in 1999 by James (“Jim”) T. Garcia. The company was formed with the intent to provide a simple, fast, and reliable funding solution for Viva Capital’s first client, a transportation company. Over the years by applying the same principles, Viva Capital has grown organically into one of the leading specialty finance companies to the transportation industry in the nation. Because of our commitment to our customers, Viva Capital has earned the reputation of being proactive, efficient, and dependable for our clients.

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Viva Capital is here to be your partner! Let Viva Capital Funding support your business and get the financing you need so that you can focus on growing and getting the most out of your business.