Viva Capital Makes It EASY to Work with Factoring Experts

At Viva Capital, we know experience is invaluable in any business. We’ve funded a large variety of companies over the past 20 years, and we know the difficulties that come with starting and growing a business.

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We know how to grow a business because we’ve done it ourselves. With over 100 years of combined finance and accounting experience, Viva Capital has funded over $1 billion in the transportation industry alone.  Our growth speaks for itself. When you need short term financing, trust your success to Viva Capital.

In addition, we’ve been doing asset based lending for two decades.  You don’t want to risk your short-term financing and the growth of your company to inexperienced hands.

Independently Owned

Being an independent company is a difference maker. We’ve built a company culture where all our colleagues have a sense of ownership. When you talk to any one of our colleagues, you are talking to a decision maker. We care about our clients, and that’s how we’ve built our sterling reputation over the years.

Get Paid Faster

Slow turn around on payments can limit the growth of your business. Whether you need money for supplies, fuel advances, or working capital, sometimes the best solution is to sell your invoices and leave the collecting process to us. That’s what we’re here for.

Communication is Key

It’s clear to us how important communication is. That’s why our account managers are eager to listen to the needs of your company.  Our bilingual staff is committed to providing clients with 1st class customer service. 

Factoring Financing

There are plenty of reasons why selling invoices over to a factor makes sense.

Factoring Basics.

What is factoring? In simplified terms, we buy the invoice from you to give you working capital in advance of payment from your customer.

Turn your invoices into immediate cash.


We strive to make the process as easy as possible. Factoring is meant to help grow your business and simplify your back-office operations.


We can approve your file the same-day. The benefit of working with Viva Capital is that we get you working capital when you need it. Not weeks or months later.


Our company has been in the financing industry for over 20 years. Rest assured that when you choose Viva Capital, you will get a reliable partner. We have the track record to prove it.

Have a Question?

Please submit the contact form and one of our representatives will get back to you as soon as possible.
For immediate assistance, please call 915.859.8900

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