Armando Armendariz, Director of Business Development and Partner of Viva Capital, facilitates new business, establishes referral partner relationships and oversees sales—over 15 years of experience in banking, finance, and business entrepreneurship.
Trying to figure out how to improve your business score? Contrary to what some might say, you can’t actually build business credit in 30 days—not if you’re trying to move…
What’s the difference between a factor rate vs. an interest rate? You’ll see both these terms in relation to your total cost as you explore business funding options. However, they’re…
The history of factoring can be traced back thousands of years. However, arrangements that benefitted business owners or entrepreneurs in the days of trading grain are much different than what…
There are 13 federal holidays, often referred to as U.S. bank holidays, throughout the year. Because they often impact everything from customer behavior through employee management and cash, keeping track…
Don’t let your current factoring agreement fool you. Switching factoring companies is not necessarily a complicated or expensive process. We assist businesses every day with the factoring application process when…
Considering automating your accounts receivable? It’s one of the best things you can do to boost collections and accelerate payment, but it can be difficult to know where to start….
External collaboration is essential to business success today and is growing in popularity. But, rather than simply “falling into” collaborative relationships or leaving it to chance as they once did,…
Supply chains have been completely disrupted in recent years. Many blame the pandemic. Although that certainly had a hand in accelerating the issues, the reality is that changes were rolling…
Around two-thirds of small businesses require some form of financing, according to the latest Small Business Credit Survey. Most apply for traditional bank loans and lines of credit. Unfortunately, most…
Tens of thousands of UCC filings are made every day across the country. UCC lien filing is a part of everyday business and is common in lending. However, a UCC…