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Category: Insights

The Cost of Invoice Factoring: Is it Worth It?

Sarah Williams January 6, 2024 October 29, 2024
Calculating the true cost of factoring is easy because there are no interest or monthly payments. Get factoring fee information for your business here.

Are you curious about the cost of invoice factoring and whether it makes sense for your business? It works differently than traditional financing, so calculating the fees is a bit…

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Factoring Notice of Assignment (NOA): Everything You Need to Know

Armando Armendariz January 4, 2024 April 16, 2024
A Notice of Assignment (NOA) is one of the most important parts of your factoring relationship. Find out what an NOA is and why it matters here.

A factoring notice of assignment (NOA) is usually required when you factor your invoices. Rest assured, NOAs are quite common in business and aren’t a cause for concern. However, it…

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Why Relying on Business Credit Cards is Dangerous

Greg DiDonna December 7, 2023 January 28, 2025
Business credit cards may seem convenient, but they’re not usually the best way to fund your company. Learn why and explore alternatives here.

Business credit cards can seem like an easy way to fund your business. However, they come with risks that business owners don’t always foresee. This page will cover the pros…

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Top 5 Small Business Finance Software Options

Sarah Williams November 15, 2023 April 16, 2024
Looking for small business finance software options? From accounting needs through payroll, get a quick overview of the top picks here.

The small business finance software market is diverse. It can tackle anything from your invoicing to payroll, saving you an immense amount of time and money. However, each software brings…

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How to Build a Powerful Business Financial Team

Armando Armendariz November 2, 2023 March 26, 2025
Your business financial team should include more than bookkeepers and accountants. Learn the personnel you need to protect and grow your business here.

Although you may be perfectly capable of managing day-to-day activities, building a business financial team will become imperative as your company grows. Below, we’ll look at some situations when adding…

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The Comprehensive Guide to Construction Contractor Financing

Greg DiDonna October 24, 2023 April 11, 2025
From loans to lines of credit and Quick Pay, a full breakdown of construction contractor financing options and when each works best here.

Finding the right construction contractor financing isn’t always easy. There are many types of construction financing, and each one shines in different ways. Since loan requirements, rates, and terms can…

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How to Improve Supplier Relationships with Invoice Factoring

Greg DiDonna October 20, 2023 March 4, 2025
Invoice factoring has several benefits beyond improved cash flow. Learn how invoice factoring can improve your supplier relationships with this blog.

Invoice factoring is often viewed exclusively as a business funding solution, but did you know it can improve supplier relationships, too? Give us a few moments, and we’ll walk you…

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How Debtor Credit Affects Your Ability to Factor Invoices

Sarah Williams October 6, 2023 March 4, 2025
Woman smiling while using a tablet. Background features a score gauge

Invoice factoring, sometimes called debt factoring, is a type of business funding that provides instant payment on B2B invoices. Unlike loans or lines of credit, your business has no debt…

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How to Identify and Avoid Business Scams

Armando Armendariz September 21, 2023 April 16, 2024
Learning how to identify business scams isn’t enough. Find out how to avoid business scams, how scammers work, and what to do if you’re a victim here.

If you’re looking for information on how to identify business scams, the unfortunate truth is that, in all likelihood, you’re already a victim. More than two million small businesses are…

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6 Contractor Financing Options to Kickstart Your Cash Flow

Greg DiDonna September 8, 2023 March 4, 2025
Contractor financing is one of the construction industry’s biggest issues, yet it’s rarely discussed. As a business funding specialist serving the construction industry since 1999 and offering various financing options for contractors, Viva Capital can help you identify the best contractor financing options for your needs and help you kickstart your cash flow.

Contractor financing is one of the construction industry’s biggest issues, yet it’s rarely discussed. As a business funding specialist serving the construction industry since 1999 and offering various financing options…

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  • Discover how we've helped businesses just like yours

    • How Medlock Contractors has forged better relationships with their subcontractors with the help of Viva Capital Funding.

      Medlock Contractors
      Construction
      Case Study : Quick Pay Program
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    • How R. Ramirez Express saves $5,000 per year in fuel costs with Viva Capital Funding.

      R. Ramirez Express
      Transportation
      Case Study : Fuel Card & Advances
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    • How BelCon Logistics grew 1,000% in just 3.5 years with Viva Capital Funding.

      belcon logistics
      oilfield services
      Case Study : oilfield factoring
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    • How Top of the Line Healthcare Staffing boosted revenue 1,000% with Viva Capital Funding.

      Top of the Line
      Healthcare Staffing
      Case Study : Temporary Staffing
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    • How Sun City Pallets boosted revenue 400% with Viva Capital Funding.

      Sun City Pallets
      Case Study : Asset based lending and eqiupment financing
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    • How DMI Industries Supplies grew and continued its global expansion plans with Viva Capital Funding.

      DMI Industries Supplies
      Manufacturing Automation
      Case Study : Manufacturing Factoring
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    • How Cold Way Transportation boosted revenue 47% with Viva Capital Funding.

      Cold Way
      Transportation
      Case Study : Transportation Factoring
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  • Latest articles and insights

    • How Subcontractor Early Payment Programs Build RelationshipsMay 29, 2025
    • How Mid-Sized Companies Use Factoring to Drive GrowthMay 23, 2025
    • 5 Key Traits of a Top Factoring Company (And How Viva Stacks Up)May 22, 2025
    • 10 Best Cash Flow and Budgeting Tools for Business OwnersMay 2, 2025
    • Invoice Factoring Costs: Are They Worth It?May 2, 2025
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