Is your company strapped for cash, struggling to get by, or unable to grow because customers are taking too long to pay for work you’ve already done or goods you’ve provided? Put your receivables to work for you and get an instant cash flow injection with invoice factoring from Viva Capital Funding.
We make it easy to get started with invoice factoring. Tell us a bit about your business and we’ll provide you with a FREE personalized funding estimate.
PREFER TO TALK? You can reach us 24x7 at 1.915.859.8900
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UNLOCK YOUR CASH TODAY
Sometimes referred to as accounts receivable financing or A/R financing, invoice factoring shortens the span between completing work or delivering goods and getting paid for it. Unlike traditional business loan providers that may force you into an endless debt cycle with fees and interest, invoice factoring companies simply pay you for your unpaid invoices and then collect from the customer. There’s nothing to pay back because you haven’t borrowed anything. Think of it as an advance.
Best of all, you’re free to use your cash injection in whatever way you think it will serve your business the most. Cover payroll, purchase new equipment, pay your own venders, or invest in growth—the options are limitless. Invoice factoring relieves you of cash flow worries and chasing payments, so you can focus on your company.
Why Invoice factoring?
WHY VIVA CAPITAL FUNDING?
Viva Capital Funding has earned a name as one of America’s leading invoice factoring companies by going above and beyond to help our clients thrive. As a client of ours, you’ll receive access to a comprehensive program designed to accelerate business growth.
Receive your payments the same day you submit invoices for processing.
Customer Credit Checks:
Know your customers are creditworthy and will pay on time.
Free yourself from unnecessary burdens and payroll costs—the Viva team can handle billing and collections for you.
24/7 Online Account Access:
Leverage Viva’s real-time reporting system to access your personal account information anytime, day or night.
Dedicated Customer Service Team:
Connect with a professional who understands your business and is happy to help whenever you have questions or concerns.
Stay in control of when you factor and which invoices you factor plus receive immediate credit increases as you grow.
Purchase Order Finance Programs:
Access the funds you need to fulfill orders, take advantage of volume or early payment discounts, and more.
Business Advisory Services:
Tap into 50 years of combined management experience in the banking industry with management consultations at your request.
Direct Line to the Top:
Receive fast decisions and access to help when you need it most—Viva is locally-owned, and ownership is in the office daily.
HIGHWAY TO GROWTH
Viva’s keen understanding of what it takes for businesses to thrive and robust programs were developed over the course of many years. Perhaps much like your organization, Viva started out quite small with the singular goal of providing a simple, fast, and reliable funding solution. Now, with decades in the industry and more than 100 years of combined finance and accounting experience, we’ve organically grown into one of nation’s foremost invoice factoring companies. We know what it takes to make your company thrive because we’ve not only created dramatic results for our clients, but for ourselves as well. We’d be honored to put our unparalleled expertise and dedication to work for you too.
Viva Capital Funding was able to structure a working capital solution for my company when we needed it most. We had just purchased one of our competitors and as luck would have it, our Medicare receivables were delayed. We spoke to other banks and finance companies who were not able to provide a working capital solution within our required time frame. Viva Capital Funding came through on time and as promised. We have had a great experience with Viva Capital Funding and recommend them to anyone in the healthcare industry. We will use Viva Capital for our future growth opportunities.-
Viva Capital's team of lenders are professional and experienced. They work hard to understand our business and our unique needs. It's been a pleasure working with them.-
I highly recommend utilizing their services if you seek honest rates, excellent customer service & professionalism. Armando and his team are great.-
Viva Capital has made processing invoices and receiving our funds a simple process with many added value services. Their simple funding process has positively impacted our business and accelerated my company’s cash flow cycle. The Viva Capital Team has worked to understand my business and provide great customer service. Especially David and Teresa!-
Excellent Service! Viva Capital Funding has helped our Company Since 2009!-
I decided to move forward with Viva Capital Funding and leave my previous factoring company because Viva was willing to understand the needs of my business. My transition was very smooth. They made things simple and moved over my account with no hassle.-
Being in the Oilfield Service Industry, where it’s a highly capital intensive sector due to the payment terms of 60 or 90 days, lead us to look for a specialty finance lender. Viva Capital was quick to respond and get us approved when we needed it, and has helped us fund our invoices less than 1 hour. They made the approval process quick and effortless, within 24 hours we had been approved. Their team is always available for questions that come up, but most importantly for guidance on new client credit checks. We definitely would have you reach out to Viva Capital for any factoring needs. We look forward to continue to work with Viva Capital as we continue to grow our business.-
As one of the nation’s top new homebuilders, we demand a lot from ourselves and our partners. Viva Capital Funding has proven to be a reliable partner who understands our goals and collaborates with us to structure transactions that work well for both sides. We look forward to doing more business with them in the future.-
WE ARE HERE TO HELP YOU!
Ready to get qualified for funding or have questions about how invoice factoring will fit into your business strategy?
Provide us with a few details and we’ll be in touch shortly to go over all the details with you.